Providing peace of mind to your loved ones


Many people will have put money aside for their funeral, for instance by having a ‘Funeral Plan’ and the deceased’s paperwork should be checked to see if this is the case.

As members of the NAFD (National Association of Funeral Directors) & SAIF (Society of Allied & Independent Funeral Directors) we will always give you a clearly itemised estimate of the funeral expenses prior to the funeral/Cremation taking place.

The cost of a funeral comprises many elements, but they fall into two main categories;

a. The Funeral costs
This would include all our services such as all the organisation arranging the Funeral or Cremation, your choice of coffin, administration and paperwork, collection of the person who has died and their subsequent care until the funeral, provision of our Chapel of Rest, viewing your loved one if wished, provision of staff on the day of the funeral, vehicles, subsequently dealing with your loved ones Ashes as wished and any other requirements.

b. Third party costs otherwise known as disbursements  (These fees will be required to be paid at the point of arranging)
These may include (dependent upon the type of funeral chosen) Crematorium or Church fees, Burial fees (to include the removal of a memorial to allow a burial to take place) or Ashes Interment fees , Doctors fees, Vicars, Officiants or Celebrants fees, Organist/Musicians fees etc.

Simple Basic Funerals
We offer a Simple Dignified Basic Funeral service specifically for people with more simple wishes or restricted finances. There would be certain restrictions designed to reduce the overall costs.

Government Assistance
The Department of Work and Pensions (DWP) may assist certain people on specific means-tested benefits with the payment of a funeral. If you think you may be eligible you should contact the Job Centre Plus.

Even if you qualify for a Social Fund Payment

This will not fully cover the cost of a funeral. There is usually a shortfall of several hundred pounds and therefore a payment may be required in advance. We will discuss this with you.

Where there is simply no money available for a funeral
Unfortunately there are occasions when people die leaving no money or property behind and no relative or friend able to pay. There is a provision for every person who dies in this country to have a dignified funeral. In order for this to happen the Local Authority, Thanet District Council (01843 577000) need to be informed that nobody is able to pay. They will then advise how they will take over and appoint their contract Funeral Director to provide a funeral.

Call H. R. Palmer now on
01843 592 720
Based in Ramsgate, we serve throughout the Thanet area and beyond.